Personal insolvency

Our insolvency team has extensive experience of personal insolvency matters, including acting for creditors in pursuing bankruptcy petitions against individuals or responding to a bankruptcy petition which may have been issued against you.

We advise on all aspects of individual insolvency, including bankruptcy and IVAs. Many of our cases involve an international element, and our lawyers have extensive experience of assets located in other jurisdictions.

We offer competitive pricing structures and alternative funding arrangements which, coupled with our specialist knowledge, means we can deliver high quality, commercial advice at cost-effective rates.

Individuals

We act for individuals who are the subject of claims against them or who may have been served with a bankruptcy petition. We appreciate the significant stress this will place on you and your family, and support you by providing sympathetic and practical advice on the best options available     .

We also advise company directors who may have given personal guarantees or are concerned about claims which may be brought against them arising out of their position as a director.

Creditors

We advise a variety of creditors, including other individuals, financial institutions, lenders and landlords when default occurs and enforcement becomes necessary. We advise on the enforcement of security and on strategies for debt recovery, including litigation to recover the debt and/or commence bankruptcy proceedings against the debtor.

Insolvency practitioners

We frequently act for insolvency office-holders and have acted on some of the most high profile bankruptcies in recent years.

We can advise on all aspects of their appointment, including:

• Investigating and prosecuting claims on their behalf, from straight forward debt/asset recovery actions to more complex statutory and common law claims against debtors and third parties
• Seeking urgent remedies, such as freezing orders, to protect the bankrupt’s assets from dissipation
• Defending challenges to office-holder conduct and remuneration
• Conducting formal interviews and examinations of debtors and third parties 

Led by Simon Jerrum, our personal insolvency team provides a partner-led service to a wide variety of clients. We always take time to understand your objectives, and work with you every step of the way to ensure a successful outcome.

We provide a competitive pricing structure and are willing to consider alternative fee arrangements in appropriate cases. Combined with our depth of practice and expertise, this means that we deliver the highest quality advice on a personal level and at cost-effective rates.

Here are some comments made about us. 

Charges are usually based on our hourly rates plus administrative charges and disbursements. We’ll provide an initial estimate of your likely legal costs and will update this if your requirements or the circumstances of the work change.